Card Issuing Infrastructure

Issue Cards.
Move Money.
Build Faster.

Turnkey debit card issuing for fintechs, businesses, governments, and non-profits. Launch a branded card program in weeks — not months — backed by real compliance, real banks, and real support.

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VELOCITY CARD
Built for
Financial Institutions
Corporations & SMBs
BaaS & SaaS Platforms
Fintechs
Governments & NGOs
Non-Profits
By the numbers

Infrastructure that scales
with your program

Built on relationships with hundreds of banking partners, all major card networks, and mobile wallet providers — so your program launches on proven rails.

10
Banking Partners
24/7
24/7 English Support
Weeks
Average Launch Timeline
100%
API Coverage

Instant Card Issuance

Issue virtual and physical debit cards in real time. Generate account numbers instantly for immediate use — no waiting, no delays.

🏦

BIN Sponsorship

Launch your card program through our established bank relationships without the regulatory complexity of building your own. Live in weeks, not 18 months.

🔌

Full API Suite

RESTful APIs available in every major programming language. Integrate card issuance directly into your platform and automate the entire lifecycle.

🛡️

Compliance Built-In

KYC/KYB, AML, transaction monitoring, and fraud detection are handled at the program level — so you focus on your product, not the regulation.

🎨

Custom Card Design

Reinforce brand awareness with fully customizable physical and virtual card designs. Your logo, your colors, your cardholder experience.

📊

GROW Dashboard

Real-time reporting, transaction summaries, card utilization metrics, and program analytics — all in one place. Visibility at every level.

Process

From agreement to
live cards in weeks

Our team of payment specialists walks you through every phase — from setup to card distribution.

01

Program Setup

Complete your KYB application and program configuration. We handle bank partner approval, BIN sponsorship, and all regulatory coordination on your behalf.

02

Integration & Testing

Connect via our API or portal. Our team certifies and tests your integration, card design, transaction limits, and authorization controls before go-live.

03

Launch & Scale

Go live and start issuing cards. Load funds, onboard cardholders, and manage your program through the GROW Dashboard — with dedicated support at every step.

Use Cases

Every disbursement,
every program type

From payroll to emergency relief, VelocityCard powers the full spectrum of card-based payment programs.

01

Payroll & Workforce Payments

Replace paper checks with instant payroll cards. Employees get same-day access to wages without needing a bank account — saving your business $2.87–$3.50 per payment vs. paper checks.

02

Disbursements & Incentives

Disburse funds for incentives, rewards, and promotions instantly. Streamline expense reimbursements and eliminate manual check distribution.

03

Emergency Financial Support

Give emergency financial support in days, not weeks. Government agencies and non-profits can rapidly deploy aid funds through a compliant, auditable card program.

04

Commercial Expense Management

Issue commercial cards with spend controls per card. Set merchant category restrictions, geographic limits, and daily caps to keep business spending in check.

05

Embedded Fintech & BaaS

White-label our infrastructure under your brand. SaaS and fintech platforms embed card issuance directly into their product without building from scratch.

06

Loyalty & Rewards Cards

Drive brand loyalty with prepaid rewards cards. Set the funding logic, reload rules, and redemption parameters to build a differentiated cardholder experience.

Programs

Choose your
card program type

Three branding levels — each with a fully managed, all-inclusive platform fee covering processing, network, compliance, and support.

Co-Branded

Hybrid Branded Card

Your logo alongside the bank's brand. The middle path — brand visibility with a faster launch timeline than full white-label.

$5,500 /month
Full White Label

White Label Card

Fully branded under your identity. Your name, your design, your cardholder experience — with tiered pricing as your program matures.

Starting at $6,500 /month
All-Inclusive

Everything in the
platform fee

One invoice. No hidden fees. No separate billings from third-party processors. Everything below is covered by your monthly platform fee.

Program Management & Processing
Chargeback Processing & Dispute Handling
Ongoing Client Support
Debit Card Portal Access
Program Hosting & Processing
GROW Dashboard Access
Network & Bank Costs
Program Compliance & Risk Management
Customer Service IVR (24/7)
KYC/KYB, AML & Transaction Monitoring
Live Agent Support — English
Fraud Monitoring
Email Case Management
B2B & B2C Support
Outgoing Email & SMS Notifications
Reporting & Analytics
Branded Web App Support
Vendor Relationship Management
What clients say

Trusted by the businesses
moving money forward


"We've worked with multiple payment providers, but none could truly fund clients 24/7 — especially on weekends and holidays — until we found this platform. Their solution gave us the ability to fund in real time with no cutoff windows or limits, giving us a clear competitive edge in the lending space."

National Lending Group Commercial Card Program Client

"The residual revenue share structure blows away the one-time fees we got from other platforms. It's become a core part of our value-add services and our clients are paying on time more now — having a branded card option completely changed how we deliver financial wellness."

Financial Wellness Firm Payroll Card Program Client
Get Started

Ready to launch your
card program?

Talk to a payment specialist today. Most programs are live within 30–60 days of execution.

Contact Our Team View Programs →

Mastercard and the circle design are registered trademarks of Mastercard International Incorporated. These cards may be used everywhere Debit Mastercard is accepted. Use of these cards constitutes acceptance of the terms and conditions stated in the cardholder agreement. Important information for opening a card account: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who opens a card account. What this means for you: When you open a card account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other identifying documents. All trademarks and service marks are the property of their respective owners at Velocity Card. All rights reserved.